1.
Credit Card Processing Services, Inc. is a registered
ISO/MSP of HSBC Bank USA National Association,
Buffalo, NY and we strictly follow the rules and regulations
of this fine organization as well as those of MasterCard
and Visa.
2.
Credit Card Processing Services does not post teaser
rates on our website, as other companies do. We want
our merchant to know that the interchange rules established
by MasterCard and Visa are extremely complicated and
are composed over 100 pages of rate categories. CCPS
gives all of our merchants the option of signing up
for a tiered program such as qualified, mid-qualified,
and non-qualified or an interchange
plus rate structure. Although interchange plus
is more complicated to understand and explain we want
you to know that in most cases this is your lowest
cost option. We would be happy to explain it to you
if you give us the time.
3.
Credit Card Processing Services does not lease terminals
or other equipment and has not done so since around
1996. Although other companies in the business believe
in leasing we do not. We think that leasing is rarely
the best or most cost effective way for a merchant
to obtain equipment and we do not feel good knowing
that a merchant who signs a lease typically enters
a non-cancelable agreement usually lasting for four
years and costing thousands of dollars. We believe
that a free
terminal placement, month to month rental, free
reprogram of existing equipment, or a low cost equipment
purchase are always your best options.
4.
What does FREE mean in our free terminal placement
program offerings? It means that for every one of
our merchants who signs up for this program and is
approved our processing partner will ship at no cost
to our merchant the equipment promised. Our merchant
can then use this equipment for as long as they continue
to process with our processing partner. We will fully
support the equipment and will replace it up to twice
per year at no cost should it malfunction and cannot
be easily fixed over the phone. At any point in time
our merchant is welcome to return the equipment and
we will even send a call tag or return label so there
is no cost of returning the equipment.
5.
We provide to our merchants the full and complete
terms
and conditions of their merchant agreement. This
is required by MasterCard and Visa, our sponsoring
bank, and federal law. So always make sure that you
receive this important paperwork. Whether you sign
up with us or another company it is your legal right
and our obligation to get you a copy of what you signed.
Because the fine print on the terms and conditions
doesn’t fax very well we are happy to provide
them here on our website for you to print yourself.
In addition, you are sent a complete copy of all of
your paperwork in your welcome package that is sent
to you via FedEx.
6.
CCPS is confident that the service that we will provide
your business is personal, professional, and very
competitively priced. We are thrilled that Credit
Card Processing Services has a very low attrition
rate which we credit to our honest low cost upfront
pricing and attentive personal service after the sale.
Over the past decade plus we are proud to have had
the opportunity to be able to assist several thousand
businesses, both existing and new, setup their merchant
accounts.
