| We’ve
all heard the expression “There’s
no such thing as a free lunch.” Well this
phrase must have been thought up by a restaurant
owner as I’m still searching for a free
meal. However, he sure wasn’t talking about
the merchant account business because my company,
Credit Card Processing Services, has put together
an outstanding free credit card terminal program.
This
program is available for any retail storefront
business, medical practice, or restaurant. The
equipment that we will send to you is a brand
new state of the art Hypercom T4100 terminal and
printer combination with a retail value of approximately
$450.00. We will even program it for free and
ship it to you via FedEx second day air at no
cost to you. The Hypercom T4100 is a dual comm.
unit so you can process either using regular dial
up through your phone line by dialing a toll-free
authorization number or connecting it to your
broadband/DSL service for super quick high speed
transaction time. Even if you don’t have
Internet service at your business now, when you
get it in the future the terminal will automatically
recognize the connection – pretty smart!
The
Hypercom T4100 uses thermal paper available at
every office supply store like Staples and no
ribbons are required. The paper roll case is clear
so you always know how much paper is left and
it is the new clam shell design so you just drop
the roll in and close it without having to feed
the paper through and getting it jammed. A big
difference in this terminal from other units is
that it uses full size paper rolls instead of
those baby rolls that need changing all the time.
Just look at the difference in the size of the
rolls.

The
speed of this terminal is unbelievable. Average
transaction time for IP is under 3 seconds and
even old-fashioned dial up is consistently 5.9
seconds which is twice as fast as other dial up
units. Once a transaction is approved it prints
in lightening speed of 18 lines per second so
a customer receipt prints in just 1.7 seconds.
End of day reports take only a few seconds to
print. The terminal is so quiet you can’t
believe it actually is printing.
The
Hypercom T4100 is the easiest terminal to use
ever made. There is an easy to read dedicated
key for all of the major functions such as refunds,
voids, settlement, etc. No more stupid instruction
books that might as well be written in Chinese
that they are so hard to understand. The green
enter key is large and in just the right place.
This
Hypercom T4100 is yours to use for free for as
long as you process with us that we hope will
be for many years. It doesn’t get much better
than this!
But
it does, because should you also want to add our
optional check
conversion/guarantee service we will send
you for free a Magtek check imager and the necessary
cables. This unit usually retails for about $350.00.
This optional program allows you to accept checks
from your customers with no liability and have
the funds deposited directly to your checking
account just like your credit card sales at a
cost that is typically lower than accepting a
credit card. Please click on the Check Conversion
link to the left for complete details.

Every
Hypercom T4100 that we ship has PIN-Based debit
card capability already encrypted in the terminal
so that the customer can simply key in their PIN
into the terminal’s keypad. At your option
we would be happy to add an encrypted Hypercom
P1300 external PIN-Pad for just $5.00 per month
to make it easier for your customers to input
their PIN.

The
good news continues because the merchant account
program we will set up is one of the best in the
industry. Your transactions will be processed
on the Global Payments network. Global Payments
is one of the top networks and has excellent 24/7
toll free merchant support
Finally,
I am sure that you are thinking that since the
terminal is free that maybe the rates are higher
to make up for it. More good news – the
pricing for this program is extremely competitive
and usually less than other companies selling
or leasing expensive equipment.
Here
is the pricing:
| MasterCard
Check / Debit Cards (Non PIN-Based) |
1.49
% + .25 per Transaction |
MasterCard
Credit Card Rate (Qualified Swiped) |
1.69
% + .20 per Transaction |
MasterCard
Credit Card Rate (Mid-Qualified –
Rewards Cards) |
2.61
% + .20 per Transaction |
MasterCard
Credit Card Rate (Non-Qualified –
Business Cards) |
2.96
% + .20 per Transaction |
Visa
Check / Signature Debit Cards (Non PIN-Based) |
1.49
% + .30 per Transaction |
Visa
Credit Card Rate (Qualified Swiped) |
1.69
% + .20 per Transaction |
Visa
Credit Card Rate (Mid-Qualified –
Rewards Cards) |
2.61
% + .20 per Transaction |
Visa
Credit Card Rate (Non-Qualified –
Business Cards) |
2.96
% + .20 per Transaction |
Debit
Cards (With PIN) |
15
Cents plus Network Fee |
Monthly
Minimum (Equates to Approx. $1200 in Sales) |
$25.00 |
Monthly
Service Fee |
$7.50 |
American
Express (Inquire About Rate for Your Business
Type) |
15
Cents per Transaction |
Discover
Card (Almost the Same Rates as MasterCard
& Visa) |
15
Cents per Transaction |
Daily
Batch Fee |
5
Cents per Batch |
24/7
Toll-Free Tech Support |
Free |
Application
Fee |
None |
Setup
Fee |
None |
Annual
Fee |
None |
Hypercom
Credit Card Terminal |
Free
Placement |
External
PIN-Pad for Debit Cards (Optional) |
$5.00
per Month |
Equipment
Shipping |
Free |
Terminal
Training |
Included |
Above
Pricing Accurate as of: |
April
2010 |
-
As an option we are able to setup your American
Express account.
-
We are pleased to provide full disclosure on
all interchange rate categories. Please view
the Rate
Qualification Schedule
Now
that you have read about this exciting program
we invite you to start the application process
by completing the Merchant Application Worksheet
from the Application Apply Online link to your
left. Should you have any questions please feel
free to either call Kevin at 215-489-7878, toll-free
at 800-717-1245 or send an email to Kevin@mcvisa.com.
Please
Review the Free Terminal Agreement
CCPS
Full Disclosure Policy
Credit
Card Processing Services, Inc. is a registered
ISO/MSP of HSBC Bank USA, National Association,
Buffalo, NY
|